AboutHow It WorksInvestment SolutionsOur ApproachContactGet Started ↗
Ontario real-estate backed investing

Building wealth through real estate.

Access a diversified pool of mortgages secured against Ontario real estate through a professionally managed investment structure.

5–12% indicative annual returnIndicative range only; not guaranteed. Subject to product terms, risks and approved offering disclosures.
Explore your options ↗How it works ↓
Real estate growth illustration Buildings rise while an investment growth line moves upward.
ONTARIO FOCUSEDReal-estate backed lending
DIVERSIFIEDAcross multiple properties
REGISTERED PLANSTFSA · RRSP · RESP · FHSA
DUE DILIGENCEUnderwriting & property review
A different route to real estate

Exposure to property, without managing property.

OHAZ describes a mortgage investment approach backed by Ontario real estate. Explore the investment structure, underwriting process, account options and associated risks without directly managing individual properties.

How OHAZ works

A clear path from capital to real estate.

A simplified view of the investment journey.

01

You invest

Select an eligible registered plan or cash investment.

02

Capital is pooled

Investor capital becomes part of a diversified investment pool.

03

Mortgages are selected

Opportunities move through underwriting and due diligence.

04

Secured by property

Loans are secured against Ontario real estate.

05

Income distribution

Eligible income is distributed or reinvested according to the investment structure.

Diversification

Your capital doesn't depend on a single property.

The investment structure is designed to spread capital across multiple mortgages and properties rather than relying on one asset.

Residential

Mortgage exposure secured against residential property.

Investment solutions

Choose the account that fits your goals.

Explore OHAZ's investment options, then continue directly into the questionnaire.

REGISTERED

TFSA

Tax-free investment growth with transfer and new-contribution options.

Explore → RETIREMENT

RRSP

RRSP, RRIF, LIRA and LRSP retirement solutions.

Explore → EDUCATION

RESP

Education savings with eligible government incentives.

Explore → FIRST HOME

FHSA

Save toward a first home while using available tax advantages.

Explore → NON-REGISTERED

Cash

Flexible non-registered investing starting at the current minimum.

Explore →
Our approach

Disciplined at every step.

OHAZ’s underwriting approach includes borrower credit assessment, property appraisal and title-search review, followed by property-backed lending and portfolio diversification.

01

Underwrite

  • Credit assessment
  • Property appraisal
  • Title-search review
02

Secure

  • Ontario real estate
  • Property-backed lending
  • Conservative loan structure
03

Diversify

  • Multiple mortgages
  • Multiple properties
  • Different property categories
OHAZDisciplined
process
OHAZ principles

Community. Growth. Integrity.

Community

A real-estate investment model focused on Ontario communities.

Growth

An alternative route to participating in real-estate lending.

Integrity

Built around due diligence, transparency and professional oversight.

Get started

Tell us what you're looking for.

Choose an investment account, indicate whether you want to transfer an existing account or make a new contribution, and prepare an inquiry for the OHAZ team.

No investor login required. Your selections are summarized before you open your email application.

Which product are you interested in?

Choose one option.

How would you like to get started?

Select the option that best matches you.

Your contact details

Tell the OHAZ team how to reach you.

Review your request

Confirm the details below before submitting.

✓

Thank you.

Your email application should open with a pre-filled inquiry. Please send the email to complete your request. No information is submitted or stored by this website.

Have a question?

Speak with OHAZ.

info@ohazmic.ca ↗