Earn 7–12% Target

Returns Paid Yearly.

Fully Backed by
Canadian Real Estate.

Invest like a Canadian bank with 100% legal

property deed protection. Completely passive,

tax-free eligible (TFSA/RRSP), and zero stock

market volatility.

$0M+
MORTGAGES FUND
0-0%
TARGET RETURN
0% Max
LTV SAFETY
Simulate Capital Allocation $5,000 CAD
Projected Target Return (9.00%/yr): +$450 / year

How Your Money Is Fully

Protected Against Loss

Every single dollar is legally registered on physical Ontario real estate property deeds with a

conservative 25%+ owner equity cushion strictly protecting your capital.

Why Sophisticated Investors Choose OHAZ

We bridge the gap between secure bank safety and

high-yielding private lending pools with full legal compliance.

BENCHMARK PERFORMANCE

Annual Returns Comparison Benchmark

OHAZ MIC Target Return 0.00% Target
0.00%
Canadian Retail Bank GICs 4.00% – 5.05%
0.00%
🔥 Annual Return Advantage vs Banks:
+0.00% Higher Profit

Stop Letting Inflation Erode Your Cash Reserves

Leaving large passive cash balances in low-return institutional bank accounts guarantees a

loss of real purchasing power. OHAZ MIC

offers institutional-grade stability with 1.7x higher cash returns backed by real Ontario property deeds.

What Our Registered Investors Say

Discover how high-net-worth families and passive

income earners preserve capital with OHAZ

Mortgage Investment Corporation.

✦ WHAT'S ON YOUR MIND?

Got Questions? We Have Clear Answers.

Everything you need to know about pooled private mortgages, tax-sheltered TFSA/RRSP accounts, and registered Ontario land title protections.

1. What is a Mortgage Investment Corporation (MIC), and how does OHAZ generate returns?

A Mortgage Investment Corporation (MIC) is a legally regulated Canadian fund that pools money from multiple investors to fund short-term private mortgages for Canadian real estate.

Borrowers pay interest on their loans, and under Section 130.1 of the Canadian Income Tax Act, 100% of the net profit earned from that interest is passed directly to you as a shareholder. You earn a predictable, targeted annual yield of 7% to 12% without managing physical properties.

2. Is my money safe, and what happens if a borrower defaults?

Every single mortgage funded by OHAZ is 100% backed by tangible Canadian real estate collateral.

We only lend based on conservative Loan-to-Value (LTV) ratios. If a borrower ever fails to pay, the underlying property is sold or refinanced to recover both your principal investment and accrued interest.

3. Will my investment value drop when markets crash like the stock market?

No. Unlike stocks, mutual funds, or public REITs that fluctuate daily, your investment in a MIC is not tied to the stock market.

You are investing in secured debt (loans), not fluctuating stock shares. Your returns come from steady contracted mortgage interest payments rather than market speculation.

4. Can I invest using registered accounts like a TFSA or RRSP?

Yes. OHAZ MIC shares are fully eligible for Canadian tax-sheltered and registered accounts, including:

  • TFSA – Tax-Free Savings Account
  • RRSP – Registered Retirement Savings Plan
  • RRIF – Registered Retirement Income Fund
  • LIRA – Locked-In Retirement Account

Investing through a TFSA allows all dividend payouts and compounding returns to grow 100% tax-free.

5. How and when do I get paid?

Distributions are paid out on a regular schedule (typically monthly or quarterly) directly into your bank account or registered account.

You can choose to receive payouts as cash flow or enroll in a Dividend Reinvestment Plan (DRIP) to compound your returns faster.

6. Can Non-Resident Bangladeshis (NRBs) or international investors participate?

Yes. Non-Resident Bangladeshis and international investors holding funds or family accounts abroad can participate legally in Canadian mortgage funds.

Investing in a Canadian MIC provides a secure way to hold capital backed by strong Canadian real estate assets.

7. How do I get my money back when I want to exit?

Private mortgage funds operate on fixed loan terms, usually between 1 to 2 years.

When you wish to withdraw your principal, you can submit a redemption request according to the fund's redemption schedule as active mortgages mature.

Still Have Questions About Your Allocation?

Speak directly with one of our legal directors or verify your TFSA/RRSP allocation limits in less than 60 seconds.

Verify Eligibility →

Ready to Deploy

Capital into Secure High-Yield Canadian

Mortgage Pools?

Take less than 60 seconds to complete our

validation framework and schedule your
secure 1-on-1 private video consultation

with our legal directors.

OHAZ Mortgage Investment Corporation | Established April 2023. 2268 Kingston Road, Scarborough, ON, M1N 1T9